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Investing career

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Investing
Table of Contents
This is an index to an ongoing series of posts.

I started investing in 2000 when I purchased my first mutual fund. Since then, I have focused on growing that portfolio, via self-teaching. The goal of the portfolio is to fund me and my families’ retirement. From the start, I know eventually I would start withdrawing from it. I have always put off the homework of making a withdrawal plan. Last year (2021), I realize it is time to start.

I’ve decided to record this homework in a blog. It will be a series of posts with two main topics: growing phase and withdrawing phase. The former mostly occurred while I lived in the US. The latter topic will have a mix US- and Japan-related discussions. As an engineer by training, there will be quantitative discussions where possible.

My goal is to help both young and old. For young people, I hope that the data I present will show that it is wise to start investing early. I will share how I did so. For the old people, I hope to share strategies for grooming the nest egg as it shrinks.

Career Path #

graph LR; A(Design) --> B(Grow) B --> C(Withdraw)

Design #

Grow #

  • Which accounts to open?
    • Roth vs Traditional vs 401k.
    • In Japan: iDeCo and NISA.
    • US expat living in Japan.
    • In Taiwan.
  • How to maintain a portfolio?
    • Portfolio rebalancing.
    • Portfolio glide path.
    • Portfolio review
    • Life events.
  • About taxes
    • Tax gain harvesting.
    • Tax loss harvesting.
    • Tax loss harvesting and ETF.

Withdraw #

  • Withdrawal rate
  • Tax gain harvesting

Tools #

Miscellaneous #

I am not a financial advisor. Do not take my words as financial advice, ever. Please do your own research and/or consult a professional before making any financial decisions.